Sukanya Samriddhi Yojana has been run for the girls from families belonging to weaker economic sections of the country and is being chaired by Prime Minister Shri Narendra Modi. This scheme works as a savings scheme in which parents of daughters can make a good savings for their bright future.
Those parents who are worried about the future of their daughters and feel that they will not be able to raise money together for important works like their education, marriage etc., they should join this scheme immediately and from now onwards they will be able to save money for their daughters. You should start saving.
This scheme is a government scheme under which there is no government fee for saving but they get this savings in the form of returns with very good interest from the government. Let us introduce you to other attractive things of Sukanya Samriddhi Yojana.
Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana has been running in the country for the last several years, under which crores of parents have opened accounts for their daughters and are continuously saving as per their income. Please note that interested parents can open their account under this scheme at any time.
The workload of this scheme is mainly being handled by the Indian Postal Department, that is, the guardian will have to contact his nearest postal department to open an account. All the work related to opening an account under the scheme is absolutely free, which is a very good thing.
Eligibility for Sukanya Samriddhi Yojana
- Only accounts of Indian individuals are approved in Sukanya Samriddhi Yojana.
- In this scheme, parents can open an account only for their 10 year old daughter.
- According to government rules, savings accounts of only up to two daughters can be opened under Sukanya Samriddhi Yojana.
- The facility is being provided only to those parents who have ration card and their financial condition is weak.
- An interested parent can open an account in the name of his/her daughter with a minimum installment of Rs 250 and a maximum of Rs 1.5 lakh.
- The parent can save in this savings account monthly or annually as per his wish.
When will Sukanya Samriddhi Yojana Savings Fund be available?
Before opening the account, if the parents have this facility till when the savings made by them will be returned in the form of return, then let them know that as per the government rules, the parents have to save till the daughter completes 18 years. Only after this the full interest time and savings are returned by the government.
Objectives of Sukanya Samriddhi Yojana
- The main objective of Sukanya Samriddhi Yojana is to give higher status to daughters in the country.
- There is a need to bring about a change in the thinking of those parents who consider daughters as a burden.
- Under Sukanya Samriddhi Yojana, the concern of parents towards daughters is to be addressed.
- To encourage parents to save and to provide benefits of government facilities.
Information about Sukanya Samriddhi Yojana
Under Sukanya Samriddhi Yojana, although this savings account is operated by the guardian, but if for any reason the guardian is absent during the year, then in such a situation the daughter can operate this savings account herself. Let us tell you that normally the interest rate of 7.6% has been applied on this savings account which keeps changing annually.
How to open a savings account under Sukanya Samriddhi Yojana?
The entire process of opening an account in Sukanya Samriddhi Yojana is through offline mode under which the parent will have to open the account by following the following steps.-
- Reach the nearest post office to open Sukanya Samriddhi Yojana savings account.
- Get the savings account form of Sukanya Samriddhi Yojana in the post office.
- The information sought in this form will have to be filled carefully in blue ink as per the instructions.
- After filling the form, the main documents required by the daughter and guardian will have to be attached.
- After this, they will have to be deposited with the employees at the counter after which they will be verified.
- If the information is correct, the account will be opened, after which the first installment will have to be deposited.
- After this process, the savings account passbook will be given to the guardian by the employees.
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